a worldwide cooperative society
Oikocredit is a worldwide cooperative society. It promotes global justice by challenging people, churches and others to share their resources through socially responsible investments and by empowering disadvantaged people with credit. The Oikocredit name comes from the Greek oiko (house or community) and credere (to believe). They lend to microfinance institutions across the world. In turn, they provide financial services to low-income earners, with a special emphasis on rural areas, women agriculture and trade.
Oikocredit offers their investors a triple return: financial, social and environmental. In addition to a modest financial return, investors are safe in the knowledge that their money is being used to (1) improve livelihoods, (2) promote fair trade and (3) respect the environment.
Oikocredit is dedicated to measuring social results, ensuring investments support initiatives for sustainable livelihoods, women's empowerment and the environment. Our members and investors expect our work to achieve a positive triple bottom line: social, environmental and financial results.